9.1 General Definitions
| Term | Definition |
|---|---|
| Earned Premium | Portion of a premium for which protection has already been given |
| Unearned Premium | Portion of a premium for which policy protection has not yet been given |
| Service Area | The primary geographical area of coverage and service provided by a Health Maintenance Organization (HMO) |
| Subscriber | A person applying for coverage through a service provider |
| Insured | A person applying for coverage through an indemnity provider |